These past few days I came across a pretty stark reminder about why you should use a professional insurance agent to protect your home and autos.
One of my good friends had a garage fire and her house burned to the ground.
She hadn't reviewed her policy in quite a while and when she contacted the insurance company, they politely informed her that she didn't have a critcal coverage necessary to rebuild her home and keep her family safe. Now she is out ten's of thousands of dollars because she has to foot the bill for those needed repairs.
This could've been solved by simply paying for a coverage that costs around $40 per year and is included in every policy I provide my clients.
Remember, doing something on your own may not be the best thing to do when it comes to your financial future.